MigraVisas AUSTRALIA

Retire or take a break in Spain

Spain Non-Lucrative Visa for Australians

Live in Spain on your savings, super, pension or investment income — without working. Here's how much you need and how to apply from Australia.

Ask about your situation
Funds — main applicant
€28,800 / year
400% of IPREM (€2,400 a month), 2026
Each family member
+€7,200 / year
100% of IPREM (€600 a month)
Length of stay
1 year, then renew
Renewals for 2 years at a time
Apply from
Australia
At the Spanish consulate before you move

Requirements: who qualifies

  • Enough income or savings to live without working — from savings, pensions, rental income or investments.
  • You don't work in Spain, including remotely. (Working remotely? See the Digital Nomad Visa.)
  • Private health insurance from an insurer authorised in Spain, with full cover and no co-payments.
  • A medical certificate confirming you have no condition that could pose a public health risk.
  • No criminal record in the last 5 years.
  • Statements showing your funds are stable and available, usually covering the last 6–12 months.

How the process works

  1. 1 A 15-minute chat We look at your savings, super and income and check them against the threshold.
  2. 2 Your checklist A list of Australian documents, in the right order and timing.
  3. 3 Consulate appointment Your full file and translations, ready before the appointment.
  4. 4 Arrive & register Help with your padrón, TIE card and first renewal.

Frequently asked questions

How much money do I need for the Spain non-lucrative visa?

In 2026 it's €28,800 a year (400% of IPREM) for the main applicant, plus €7,200 a year for each family member. You can show this as regular income, savings, or a mix of both.

Can I retire to Spain from Australia?

Yes — the non-lucrative visa is the most common route for Australian retirees. You'll need private health insurance in Spain, as the visa doesn't give you access to the public health system at first.

Does my Australian super count?

It can, depending on whether you can access it. Money in an account-based pension, or that you can withdraw, is easier to show than super still in accumulation.

Can I work on a non-lucrative visa?

No. Any work, including remote work for Australian clients, isn't allowed on this visa. If you want to keep working, the Digital Nomad Visa is usually a better fit.

Will I pay tax in Spain?

Living in Spain more than 183 days a year usually makes you a Spanish tax resident. Get advice from a tax professional who knows both Australia and Spain before you move.

Questions about the Non-Lucrative Visa?

A relaxed 15-minute chat in Australian hours to get to know you and understand your plans and ideas. No pressure, no obligation.

Book a chat

Last reviewed November 2026 by Bo Saldana, Gestor Administrativo Colegiado (licensed Spanish immigration adviser).